Deposit

Flexi FD

Interest Rate Band:

Multi-tiered interest rate while maintaining a minimum balance of LAK 50.000 or equivalent. Interest calculated on a daily basis and credited every 6 months. The higher the account balance, the higher the interest rate.

Amount in LAK	Interest
From LAK 1 to 25,000,000	3.00%
From LAK 25,000,001 to 50,000,000	3.10%
From LAK 50,000,001 to 100,000,000	3.20%
From LAK 100,000,001 to 250,000,000	3.30%
From LAK 250,0000,001 to 500,000,000	3.55%
From LAK 500,0000,001 to 1,000,000,000	3.75%
Above LAK 1,000,000,000	4.00%
Amount in USD	Interest
From USD 1 to 2,500	1.75%
From USD 2,501 to 5,000	2.13%
From USD 5,001 to 10,000	2.50%
From USD 10,001 to 25,000	2.88%
From USD 25,001 to 50,000	3.25%
From USD 50,001 to 100,000	3.63%
Above USD 1,000,001	4.00%
Amount in THB	Interest
From USD 1 to 100,000	1.75%
From USD 100,001 to 200,000	1.96%
From USD 200,001 to 400,000	2.17%
From USD 400,001 to 1,000,000	2.38%
From USD 1,000,001 to 2,000,000	2.58%
From USD 2,000,001 to 4,000,000	2.79%
Above THB 4,000,001	3.00%

Term and Conditions:

Interest calculated daily. Interest will be credited on 30^th June and 31^th December each year.
Closing of account within 3 months, a service charge of LAK 50.000 / USD 5 / THB 250 will be imposed and no interest will be paid.
Any account without operational transaction for more than 12 months, a monthly domancy fee of LAK 20.000/ USD 2 / THB 100 will be imposed.
Withdrawal is only allowed twice (2) per calendar month basis.
In case of more than 2 (two) withdrawals per month, a fee of LAK 25.000 / USD 3 / THB 150 will be imposed per withdrawal.
Unused withdrawal(s) privileges cannot be carried forward to the next calendar month.
Only passbook, no ATM cards.
Customer loyalty program is not applicable for Flexi FD.

INTEREST RATE

Date : 01.09.2022

Flexi FD
Currency	LAK	USD	THB
Initial Deposit	1,000,000	100	5,000
A/C Closure before 3 mths	50,000	5	250
Minimum Balance	50,000	5	250