Flexi FD

Interest Rate Band:

Multi-tiered interest rate while maintaining a minimum balance of LAK 50.000 or equivalent. Interest calculated on a daily basis and credited every 6 months. The higher the account balance, the higher the interest rate.

Amount in LAK
Interest
From LAK 1 to 25,000,000 2.00%
From LAK 25,000,001 to 50,000,000 2.10%
From LAK 50,000,001 to 100,000,000 2.15%
From LAK 100,000,001 to 250,000,000 2.20%
From LAK 250,0000,001 to 500,000,000 2.30%
From LAK 500,0000,001 to 1,000,000,000 2.65%
Above LAK 1,000,000,000 3.00%
Amount in USD
Interest
From USD 1 to 2,500 1.50%
From USD 2,501 to 5,000 1.65%
From USD 5,001 to 10,000 1.80%
From USD 10,001 to 25,000 1.95%
From USD 25,001 to 50,0002 2.10%
From USD 50,001 to 100,000 2.25%
Above USD 1,000,001 2.75%
Amount in THB
Interest
From THB 1 to 100,000 1.50%
From THB 100,001 to 200,000 1.55%
From THB 200,001 to 400,000 1.60%
From THB 400,001 to 1,000,000 1.65%
From THB 1,000,001 to 2,000,000 1.70%
From THB 2,000,001 to 4,000,000 1.80%
Above THB 4,000,001 2.00%

Term and Conditions:

  1. Interest calculated daily. Interest will be credited on 30th June and 31th December each year.
  2. Closing of account within 3 months, a service charge of LAK 50.000 / USD 5 / THB 250 will be imposed and no interest will be paid.
  3. Any account without operational transaction for more than 12 months, a monthly domancy fee of LAK 20.000/ USD 2 / THB 100 will be imposed.
  4. Withdrawal is only allowed twice (2) per calendar month basis.
  5. In case of more than 2 (two) withdrawals per month, a fee of LAK 25.000 / USD 3 / THB 150 will be imposed per withdrawal.
  6. Unused withdrawal(s) privileges cannot be carried forward to the next calendar month.
  7. Only passbook, no ATM cards.
  8. Customer loyalty program is not applicable for Flexi FD.

INTEREST RATE

Date : 29.02.2024

Flexi FD
Currency LAK USD THB
Initial Deposit 1,000,000 100 5,000
Minimum Balance 50,000 5 250

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