FIXED DEPOSIT
Indochina Bank's Fixed Deposit Account is the highest interest paying account in Lao P.D.R, which allows you to earn a comparative amount of interest. We at Indochina Bank ensure that you hard earn money generates good return for you. Therefore , with our Customers Loyalty Program, We give you a Royalty Voucher on the day Fixed Deposit is opened.
FIXED DEPOSIT OFFERS:
- Customer Loyalty Program.
- Ease to opening account for individual & coperates.
- Automatic renewal for your convenience.
- Interest is payable on monthly basic for Fixed Deposit Periodical Interest Payment
- Optional overdraft ficility of up to 90% margin at attractive rate.
- Wide range of tenure ranging from 3 months to 24 months.
CUSTOMER LOYALTY PROGRAM
To be outstanding in this ever growing banking business, Indochina Bank's Customer Royalty Program is an exception program with Royalty Voucher given to you upon opening a Fixed Depositors on their new placements and renewals.
INTEREST RATE
Date : 29.02.2024
| FIXED DEPOSIT UPFRONT INTEREST PAYMENT/(p.a) | |||
|---|---|---|---|
| Currency | LAK | USD | THB |
| 3 Months | 3.25% | 2.00% | 2.00% |
| 6 Months | 4.00% | 3.00% | 3.00% |
| 12 Months | 5.50% | 5.25% | 4.25% |
| 24 Months | 6.25% | 5.75% | 4.50% |
| 36 Months | 6.50% | 6.00% | 5.00% |
| 48 Months | 6.75% | - | - |
| 60 Months | 7.00% | - | - |
| Initial Deposit | 5,000,000 | 1,000 | 50,000 |
| FIXED DEPOSIT PERIODICAL INTEREST PAYMENT(Monthly)/(p.a) | |||
|---|---|---|---|
| Currency | LAK | USD | THB |
| 12 Months | 6.00% | 5.50% | 4.75% |
| 24 Months | 6.50% | 6.00% | 5.50% |
| 36 Months | 7.00% | 6.75% | 6.50% |
| 48 Months | 7.50% | 7.00% | 6.75% |
| 60 Months | 8.00% | 7.25% | 7.00% |
| Initial Deposit | 5,000,000 | 1,000 | 50,000 |
| FIXED DEPOSIT PERIODICAL INTEREST PAYMENT(Yearly)/(p.a) | |||
|---|---|---|---|
| Currency | LAK | USD | THB |
| 1 Year | 7.00% | 6.00% | 5.85% |
| 2 Years | 7.50% | 6.25% | 6.00% |
| 3 Years | 7.75% | 7.00% | 6.75% |
| 4 Years | 8.00% | 7.25% | 7.00% |
| 5 Years | 8.50% | 7.50% | 7.25% |
| Initial Deposit | 5,000,000 | 1,000 | 50,000 |
| FIXED DEPOSIT UPON MATURITY/(p.a) | |||
|---|---|---|---|
| Currency | LAK | USD | THB |
| 3 Months | 4.00% | 3.00% | 2.25% |
| 6 Months | 5.00% | 3.75% | 3.25% |
| 9 Months | 6.00% | 4.75% | 4.50% |
| 12 Months | 7.00% | 6.00% | 5.85% |
| 18 Months | 7.50% | 6.25% | 6.00% |
| 24 Months | 7.75% | 6.75% | 6.35% |
| 36 Months | 8.00% | 7.50% | 7.25% |
| 48 Months | 8.50% | 7.75% | 7.50% |
| 60 Months | 9.00% | 8.00% | 7.75% |
| Initial Deposit | 5,000,000 | 1,000 | 50,000 |
