Classic Card	Charge

Joining fee
Primary card	USD 10 (fee waived until further notice)
Supplementary card Regular supplementary card(s): maximum 2 cards	USD 10/card (fee waived until further notice)
Annual fee
Primary card	USD 10/card (fee waived until further notice)
Supplementary card Regular supplementary card(s): maximum 2 cards	USD 10/card (fee waived until further notice)
Other fees and charges
Monthly maintenance fee	N/A
Cash advance fee	3% of withdrawal amount or min. USD5
Late payment fee (if min. amount is not paid before the due date)	USD 10 USD Per Month
Card replacement	USD 10
Statement retrieval	USD 2
Interest rates
Purchase & cash advances (including ATM withdrawals)	16% p.a.

Please Note:

All fees are in USD unless otherwise mentioned.
All fees and charges mentioned in this guide are subject to change and are applicable on each credit/debit card
Account held. Terms & conditions apply. For the latest rates, please refer to www.indochinabank.com.
No refund of annual/monthly fees will be available if the credit/debit card is terminated.
Additional expenses, e.g. postage, cable, courier, fax, legal fees, etc. will be charged for, where incurred.
For any enquiries on rates, fees, charges, etc. please call (+856) 20 450 999.

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